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Enterprise Bank of South Carolina
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  NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

PRIVACY POLICY
 
 
 

Rates & Fees


effective: 05/02/2014
IMPORTANT DISCLOSURE INFORMATION
     
*Interest rates and Annual Percentage Yields (APYs) quoted below are as of the date listed and are subject to change. Interest is compounded and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. To determine the current interest rate on the product you are interested in, please contact Customer Service at 803-267-3191.    


Checking Accounts-Minimum Deposit to Open $100.00
Account Type Minimum Balance to Avoid Service Charge APY
Personal Interest Checking - less than $500.00 $500.00 0.00%
      - $500 and Over   .05%
Privilege Checking Account (49 years & older) None .05%
Club Checking with Interest- less than $500.00 None 0.00%
      - $500 and Over   .05%


Savings Accounts-Minimum Deposit to Open $100.00
Account Type Minimum Balance to Avoid Service Charge APY
Regular Savings $25.00 0.08%
Christmas Club None 0.08%


Money Market Accounts-Minimum Deposit to Open $100.00
Account Type Minimum Balance to Avoid Service Charge APY
Money Market Account- less than $500.00 $1,000.00 0.00%
   $500 to $999   .01%
   $1,000 to $14,999   .05%
   $15,000 and Over   .10%


Individual Retirement Accounts-Minimum Deposit to Open $100.00
Account Type Minimum Balance to Avoid Service Charge APY
IRA – 18 month Fixed Rate None .35%
IRA – 18 month Variable Rate None .35%
IRA – 36 month Fixed Rate None .40%
Roth IRA – 60 Month Fixed Rate None .60%
Roth IRA – 60 Month Variable Rate None .60%
 

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effective: 05/02/2014
Certificate of Deposit
Account Type   APY
MINIMUM DEPOSIT TO OPEN $500.00    
NO MINIMUM BALANCE REQUIRED    
91 Days   .05%
182 Days   .15%
12 Month   .15%
18 Month   .20%
24 Month   .25%
30 Month   .30%
36 Month   .30%
48 Month   .50%
60 - 120 Month   .60%
2014 C D Specials **** (Subject to change daily)    
None Offered at this time    
None Offered at this time    
     
_______________________________________________________________________________    
*Interest rates and Annual Percentage Yields (APYs) quoted above are as of the date listed and are subject to change. Interest is compounded and credited in accordance with the terms of the account. Penalties could be imposed for early withdrawal on CDs and IRAs. For accounts other than CDs and IRAs, the rate may vary during the term of the account. Fees could reduce the earnings on the account. To determine the current interest rate on the product you are interested in, please contact Customer Service at 803-267-3191.    
 

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effective: 05/02/2014
Miscellaneous Fees
ATM card/Debit Card replacement $ 5.00
PIN re-issuance $ 5.00
Transactions at ATMs we do not own or operate 3/month Free
  Savings accounts (After initial 3) $ 1.00
  Checking accounts (After initial 3) $ 1.00
Traveler’s checks ($10 minimum) 2%
Dormant Account (per month) $ 5.00
Tax levies or legal processing $50.00
NSF/Overdraft fee (each debit or check paid) $30.00
Account activity printout $ 5.00
Statement copy with images (per copy) $ 5.00
Account research $ 25.00 per hour/$25.00 minimum
Fax service (per page) $ 5.00
Stop payment (per occurrence) $25.00
Account closed with 90 days of opening $15.00
Copies of non-bank documents (per copy) $.25
Copies of checks (1 free per month) (per copy) $ 2.00
Wire transfers - Domestic-Outgoing/Incoming $15.00
Wire transfers – International-Outgoing/Incoming $50.00
Collection item - Domestic $25.00
Collection-Nondomestic Min. $50.00
Bank money order  
  Under $1,000 $ 2.00
  $1,000 or more $ 5.00
Safe deposit box services (annual rental)  
  1 ½ X 5 $25.00
  2 X 5 $25.00
  3 X 5 $25.00
  5 X 5 $30.00
  3 X 10 $35.00
  5 X 10 $40.00
  6 X 10 $65.00
  10 X 10 $95.00
All sizes may not be available at every office!  
  Key replacement $25.00
  Box drilling (for any reason) $150.00
Cashing "Not On Us" Checks for Noncustomers  
  (Requires Approved Check & Positive I.D.)  
  Check less than $1,000 $3.00 per check
  Check $1,000 or more $5.00 per check
  Tax Refund Checks 2% of check ($10.00 Minimum)
Zipper Bags $ 5.00
Night depository – locked bags $20.00
Night depository – extra key $ 5.00
Night depository – monthly usage $ 3.00
Charge Back Fee for Returned Items Deposited $3.00 per item
 

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