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Enterprise Bank of South Carolina
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  NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

PRIVACY POLICY
 
   
 

Privacy Policy

   
  Welcome to Enterprise Bank of South Carolina's Web site. This section shall describe our policy regarding personal information supplied to us while visiting this Site. Our objective is to protect your information on the Internet in the same manner that we protect it in our branches, at ATM's, and on the telephone.

Protecting Your Privacy


Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Enterprise Bank of South Carolina employees for collection, use, retention, and security of nonpublic personal information.

Maintaining Accurate Information

We work hard to ensure that your information is accurate, current, and complete. Should you believe information we have to be inaccurate or incomplete, please notify us. We will investigate your concerns and correct any inaccuracies.

Collecting, Using, and Retaining Information About You

We will collect, use, and retain information about you only when it:

Is necessary to protect and administer your records, accounts, and funds;
Allows us to design and offer products, services, and opportunities;
Is allowed by law or needed to comply with certain laws and regulations;
Enables us to understand your financial needs and provide service that exceeds your expectations.

We collect and retain information only for specific business purposes, and we will tell you why we are collecting and retaining it upon request.

Restricting the Disclosure of Account Information

We do not share personally identifiable customer information with parties outside Enterprise Bank of South Carolina and its affiliated companies unless:

You request or authorize it;
The information is provided to help complete a transaction initiated by you;
The disclosure is required by law.

We do share information with reputable credit bureaus and other information reporting agencies. We do not provide personal or account information to any company not affiliated with Enterprise Bank of South Carolina for purposes of independent telemarketing or direct mail of any non-financial product. Should the bank ever choose to provide such information for these purposes, you will be informed of this decision and given the opportunity to decline having your personal information disclosed.



Maintaining Customer Privacy in our Relationships with outside Parties

The bank maintains relationships with certain outside vendors, such as auditors and data processors, to provide services that directly benefit you. When necessary, we provide personally identifiable information as part of this relationship. We require all such vendors to maintain similar privacy standards and maintain the confidentiality of your information.

Limiting Employee Access to Information

All of our employees are trained to understand the importance of maintaining confidentiality and protecting your privacy. Access to personally identifiable customer information is limited to those employees with business reason to know such information about you. Employees who violate the Privacy Statement are subject to disciplinary action.

COOKIES

Defined
Cookies are messages a web server gives to a web browser. The message contains information that is then stored on the customer's computer and sent back to the server when the customer's browser requests information from the server.

Usage

Cookies are used to enhance customer convenience. It is a way for a secured server to establish a logon or session ID each time a customer authenticates connectivity. Cookies can only be read by the server that has sent the cookie to the browser. They cannot be used to retrieve any information from the customer('s) computer that has not been given directly by the customer to the server. Computer viruses cannot be transmitted through cookies.

If you visit our site to download information, we may collect the following information about you:

The name of the domain from which you access the internet;
The date and time you access our site.
The internet address of the website from which you directly linked to our site.

This information tells us how many visitors are accessing different areas of our website so we may make our site more useful. We will not sell or otherwise knowingly provide this information to a non-affiliated third party.

Enterprise Bank of South Carolina and Cookies

Enterprise Bank of South Carolina's Internet banking service uses a secure cookie to allow the maintenance of continuity in a series of requests and responses. Enterprise Bank of South Carolina will at all times treat the information supplied through those cookies with the same security and privacy protection as any other customer information we receive.

If you identify yourself by sending an e-mail

We will collect and retain only information you voluntarily choose to send us. This information will be used in various ways to help the bank plan and develop products and provide services to our current and potential customers. Please be aware e-mail is not a secure format for which to send personal information. A complete description of how we handle personally identifiable customer information is contained in this Policy.


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