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Privacy Policy |
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Welcome to Enterprise Bank of South Carolina's Web site. This section
shall describe our policy regarding personal information supplied to
us while visiting this Site. Our objective is to protect your
information on the Internet in the same manner that we protect it in
our branches, at ATM's, and on the telephone.
Protecting Your Privacy
Protecting your privacy is important to us. We want you to understand
what information we collect and how we use it. In order to provide our
customers with a broad range of financial products and services as
effectively and conveniently as possible, we use technology to manage
and maintain customer information. The following policy serves as a
standard for all Enterprise Bank of South Carolina employees for
collection, use, retention, and security of nonpublic personal
information.
Maintaining Accurate Information
We work hard to ensure that your information is accurate, current,
and complete. Should you believe information we have to be inaccurate
or incomplete, please notify us. We will investigate your concerns and
correct any inaccuracies.
Collecting, Using, and Retaining Information About You
We will collect, use, and retain information about you only when
it:
• Is necessary to protect and administer your records, accounts, and
funds;
• Allows us to design and offer products, services, and opportunities;
• Is allowed by law or needed to comply with certain laws and
regulations;
• Enables us to understand your financial needs and provide service
that exceeds your expectations.
We collect and retain information only for specific business purposes,
and we will tell you why we are collecting and retaining it upon
request.
Restricting the Disclosure of Account Information
We do not share personally identifiable customer information with
parties outside Enterprise Bank of South Carolina and its affiliated
companies unless:
• You request or authorize it;
• The information is provided to help complete a transaction initiated
by you;
• The disclosure is required by law.
We do share information with reputable credit bureaus and other
information reporting agencies. We do not provide personal or account
information to any company not affiliated with Enterprise Bank of
South Carolina for purposes of independent telemarketing or direct
mail of any non-financial product. Should the bank ever choose to
provide such information for these purposes, you will be informed of
this decision and given the opportunity to decline having your
personal information disclosed.
Maintaining Customer Privacy in our Relationships with outside
Parties
The bank maintains relationships with certain outside vendors, such as
auditors and data processors, to provide services that directly
benefit you. When necessary, we provide personally identifiable
information as part of this relationship. We require all such vendors
to maintain similar privacy standards and maintain the confidentiality
of your information.
Limiting Employee Access to Information
All of our employees are trained to understand the importance of
maintaining confidentiality and protecting your privacy. Access to
personally identifiable customer information is limited to those
employees with business reason to know such information about you.
Employees who violate the Privacy Statement are subject to
disciplinary action.
COOKIES
Defined
Cookies are messages a web server gives to a web browser. The message
contains information that is then stored on the customer's computer
and sent back to the server when the customer's browser requests
information from the server.
Usage
Cookies are used to enhance customer convenience. It is a way for a
secured server to establish a logon or session ID each time a customer
authenticates connectivity. Cookies can only be read by the server
that has sent the cookie to the browser. They cannot be used to
retrieve any information from the customer('s) computer that has not
been given directly by the customer to the server. Computer viruses
cannot be transmitted through cookies.
If you visit our site to download information, we may collect the
following information about you:
• The name of the domain from which you access the internet;
• The date and time you access our site.
• The internet address of the website from which you directly linked
to our site.
This information tells us how many visitors are accessing different
areas of our website so we may make our site more useful. We will not
sell or otherwise knowingly provide this information to a
non-affiliated third party.
Enterprise Bank of South Carolina and Cookies
Enterprise Bank of South Carolina's Internet banking service uses
a secure cookie to allow the maintenance of continuity in a series of
requests and responses. Enterprise Bank of South Carolina will at all
times treat the information supplied through those cookies with the
same security and privacy protection as any other customer information
we receive.
If you identify yourself by sending an e-mail
We will collect and retain only information you voluntarily choose to
send us. This information will be used in various ways to help the
bank plan and develop products and provide services to our current and
potential customers. Please be aware e-mail is not a secure format for
which to send personal information. A complete description of how we
handle personally identifiable customer information is contained in
our Privacy Policy.
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